Which motor vehicle insurance policy includes claims for loss of a victim's property and legal expenses in cases involving injury to or death of a person or animal?

Explanation

The description concerns liability for injury or death suffered by another person and damage to another person’s property, together with associated legal liability. That is the essence of third-party motor insurance. Comprehensive insurance normally adds cover for damage to the insured person’s own vehicle as well. “Act-only” cover is closely related to statutory third-party liability, but among these choices “third party policy” most directly matches the description.